Short-Term Financing for Businesses in Chicago, IL

Businesses spanning every industry in Chicago, IL need short-term financing at one point or another. Whether there is an unexpected expense to cover, a lucrative transaction with a small window of opportunity, a seasonal sales rush, or something else, having access to short-term capital can keep plans on track. At Commercial One Group, we specialize in short-term financing for businesses throughout the Chicago area, from niche startups to established and growing corporations. Our short-term financing programs can be used for a wide range of purposes, including but not limited to:

  • Working capital
  • Improved purchasing power
  • Marketing campaigns
  • Property acquisitions and renovations
  • Hiring additional staff
  • Equipment and assets
  • Seasonal sales
  • Growth opportunities
  • Correcting uneven revenue cycles
  • Inventory and supplies
  • Covering unexpected costs 

Merchant Cash Advances for Businesses in Chicago, IL

A merchant cash advance from Commercial One Group provides your business an infusion of discretionary capital without placing debt on the balance sheet. Because there is no debt or collateral required, businesses in Chicago, IL can access short-term financing with merchant cash advances and preserve their credit ratings. Our merchant cash advances feature:

  • Financing up to $200,000 per business location
  • No credit checks
  • No debt
  • No collateral necessary
  • No fixed payments, equity loss, or closing fees
  • Flexible repayment terms
  • Minimal paperwork 

Merchant cash advances give local business owners in Chicago more flexibility than traditional loans. Instead of fixed monthly installments, a merchant cash advance is repaid from a small percentage of customer credit card receipts. This allows businesses to repay the balance over time without placing a strain on cash flow.

Unsecured Lines of Credit for New and Existing Businesses in Chicago, IL 

At Commercial One Group, we understand the need for working capital that can be arranged quickly and easily. We also know that not all businesses have the collateral necessary to secure lines of credit from traditional providers. For these reasons and more, we offer unsecured lines of credit to businesses throughout the Chicago area. Our unsecured lines of credit do not require collateral, so both new and existing businesses can get the working capital they need to thrive and grow. Unsecured business lines of credit from Commercial One Group include:

  • Lines of credit up to $50,000 for new and small businesses
  • Lines of credit up to $500,000 for existing businesses with annual revenues of $1 million or more
  • No subprime loans
  • Low interest rates on all lines of credit
  • No collateral required
  • Introductory rates as low as 0%
  • Credit card options available

Get the Working Capital Your Business Needs

At Commercial One Group, we are committed to providing fast and accessible short-term financing solutions to businesses throughout Chicago, IL. Our team works directly with businesses of all types to deliver tailored financing with the flexibility that our clients demand. If you own a business in the Chicago area and need working capital, contact the team at Commercial One Group today.